Financial Wellness Tools

Money and mental health are deeply connected. These tools help you manage financial stress, build healthy money habits, and support emotional wellness around financial decisions.

Research shows that 42% of adults say money negatively impacts their mental health. You're not alone, and these resources can help you develop a healthier relationship with money.

Reduce Money Stress

Tools to identify and manage financial anxiety

Build Healthy Habits

Interactive tools for mindful spending and saving

Make Better Decisions

Frameworks for confident financial choices

Financial Wellness Tools

Choose the tools that feel most helpful for your current financial wellness journey.

Mindful Spending Tool
Decision Helper
Interactive guide to help you pause and reflect before making purchases.

The 24-Hour Rule

Wait a day for non-essential purchases over $50

Emotional Check

Are you shopping to cope with feelings?

Value Alignment

Does this purchase support your goals?

Savings Motivation Tracker
Goal Tracking
Visual progress tracking and motivational support for your savings goals.

Progress Visualization

See your savings grow with interactive charts

Milestone Celebrations

Acknowledge achievements along the way

Interactive Calculators
Financial Math
Essential calculators for budgeting, saving, and planning your financial future.

Available calculators:

  • • Emergency fund calculator
  • • Debt payoff planner
  • • Compound interest calculator
  • • Budget analyzer
  • • Savings goal tracker
Goal Setting Workshop
Planning Tool
Set meaningful financial goals and create actionable plans to achieve them.

SMART Goals

Specific, Measurable, Achievable, Relevant, Time-bound

Action Planning

Break big goals into manageable steps

Budget Templates
Templates
Downloadable budget templates and interactive planning tools for different life stages.

Template options:

  • • Student budget template
  • • Young adult budget planner
  • • Family budget worksheet
  • • Debt payoff tracker
  • • Monthly expense tracker
Z's 52 Week Money Challenge
Ages 6+
Interactive game that teaches the power of compound interest and consistent saving habits.
Start Challenge
Budget Simulator
Ages 10+
Practice managing a monthly budget with realistic scenarios and unexpected expenses.
Investment Explorer
Ages 13+
Learn about different investment options and practice building a diversified portfolio.
Compound Interest Calculator
All Ages
Discover the magic of compound interest with interactive calculators and age-appropriate lessons for the whole family.
Explore Compound Interest

You're Not Alone

Financial stress affects millions of people. Seeking help and using tools to improve your relationship with money is a sign of strength and self-care.

Remember

Building healthy financial habits takes time. Be patient with yourself as you learn and grow.

Professional Help

If financial stress is overwhelming, consider speaking with a financial counselor or therapist.

View Financial Education GuideGet Personal Support

Important Disclaimer

These tools are intended for educational and informational purposes only and are not a substitute for professional financial advice. Please consult a qualified financial advisor or mental health professional if you have concerns about your financial wellness or mental health.